Privacy Policy
FACTS:
What Does The Piedmont Bank Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Piedmont Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does The Piedmont Bank share? | Can you limit this sharing? |
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share. |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share. |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share. |
| For nonaffiliates to market to you | No | We don’t share. |
Questions?
Call (770) 246-0011 or visit www.piedmont.bank
Who we are
Who is providing this notice?
The Piedmont Bank.
What we do
How does The Piedmont Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have incorporated policies and procedures designed to keep any information you provide us safe.
How does The Piedmont Bank collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- The Piedmont Bank does not share with its affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include direct marketing companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- The Piedmont Bank does not participate in joint marketing.
Other important information
The Piedmont Bank is chartered, licensed, or registered under the laws of State of Georgia and is subject to regulatory oversight by FDIC. Any consumer wishing to file a complaint against The Piedmont Bank should contact the FDIC though one of the following means: By U.S. Mail: 1100 Walnut St., Box #11 Kansas City, MO 64106 By Telephone: (877) 275-3342, or Online: https://ask.fdic.gov/
