Personal CDs and IRAs

Let your money work for you.

You won’t find a safer way to invest your money than with a personal CD or IRA from The Piedmont Bank.
Each product is FDIC-insured with competitive interest rates. Choose how you save and gain interest over time.


Certificates of Deposit

You set the terms. You reap the benefits. We’ll do the rest.

  • $500 minimum to open
  • Terms from one (1) month to sixty (60) months
  • Automatic certificate renewal
  • Interest may be reinvested, deposited to another account, or paid by check
  • Certificates may be used as collateral on loans

Individual Retirement Accounts (IRA)

Set yourself up for retirement with a The Piedmont Bank IRA.

  • $500 minimum to open
  • Terms from six (6) months to sixty (60) months
  • Automatic certificate renewal
  • Interest is reinvested in the IRA
  • Standard IRA rules apply