Personal Checking Accounts

Checking services that fit your style.

Everyone has different needs, so we built our checking accounts to fit your unique walk of life. Whatever you’re looking for, we’ve tiered our offerings to make it easy for you.

Regular Checking

• $100 minimum to open
• Unlimited check writing
• No per debit charges
• $10.00 monthly maintenance fee
• Maintenance fee can be avoided by maintaining:
  • $500 minimum daily balance or $1,200 average daily balance or
  • $2,000 minimum daily balance in any Savings Account(s) or
  • $3,500 minimum daily balance in any checking and/or Money Market Account(s)
• Unlimited FREE ATM transactions
• Overdraft protection (subject to credit approval)
• Free Visa Debit Card (subject to credit approval)

Advantage Checking

• $100 minimum to open
• Unlimited check writing
• No per debit charges
• $15.00 monthly maintenance fee
• Maintenance fee can be avoided by maintaining:
  • $1,000 minimum daily balance or $10,000 aggregate minimum daily deposits in any combination in the following account categories: checking, savings, Money Market, and/or Certificates of Deposits, IRA’s or $20,000 outstanding loan account
• FREE personalized Advantage checks
• FREE official checks
• FREE notary service
• 25% discount on a safe deposit box
• FREE Visa Debit Card (subject to credit approval)
• Interest is compounded daily on collected balances of $1,000 or more
• Interest will be credited to your account monthly
• Unlimited FREE ATM transactions
• Overdraft protection (subject to credit approval)

Classic Checking

• $100 minimum to open
• No minimum balance required
• No monthly maintenance fee
• Forty-Five (45) checks or debit transactions are permitted
• An excess debit fee of $ .35 will be charged for each check or debit transaction in excess of forty-five (45) per month.
• Unlimited FREE ATM transactions
• Free personalized The Piedmont Bank checks